. Always Use Metadata
Include identifying information to correlate payments with your system:
. Store Payment References
Always store the payment reference with your order:
. Handle Expiration
Payments expire after 30 minutes by default. Handle this gracefully:
. Implement Idempotency
Prevent duplicate payments for the same order:
. Choose Network by Transaction Size
Optimize for fees based on amount:
. Validate Bank Details Upfront
Verify bank details before creating payment to avoid settlement failures: