Overview
An overview of the payment types we have
Transfer
Direct payment where both payer and receiver are known upfront.
Gift
Sender pays crypto upfront; receiver claims later with their bank details. Fee always charged from crypto.
Request
Receiver creates a payment request, payer fulfills later. Fee always charged from crypto.
Merchant
E-commerce checkout flow (customizable).
Bank Confirmation
For banks that manage their own users and fiat disbursement. The engine confirms the crypto deposit; the bank sends fiat and calls /settle with the one-time token from the webhook.