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Create Your First Payment

Step 2: Create Your First Payment​

curl -X POST https://api.2settle.io/v1/payments \
  -H "Content-Type: application/json" \
  -H "X-API-Key: pk_your_api_key" \
  -H "X-Timestamp: 1709472000000" \
  -H "X-Signature: your_hmac_signature" \
  -d '{
    "type": "transfer",
    "fiatAmount": 10000,
    "fiatCurrency": "NGN",
    "crypto": "USDT",
    "network": "trc20",
    "payer": {
      "chatId": "7389201648"
    },
    "receiver": {
      "bankCode": "090405",
      "accountNumber": "8012345678"
    }
  }'

Response:

{
  "success": true,
  "payment": {
    "reference": "2S-A1B2C3",
    "type": "transfer",
    "status": "pending",
    "depositAddress": "TXxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx",
    "cryptoAmount": 6.6038,
    "crypto": "USDT",
    "network": "trc20",
    "fiatAmount": 9500,
    "fiatCurrency": "NGN",
    "transactionUsd": 6.60,
    "rate": 1439.00,
    "charge": {
      "fiat": 500,
      "crypto": 0.3474,
      "usd": 0.35
    },
    "expiresAt": "2024-03-03T11:00:00.000Z"
  }
}